{"id":181941,"date":"2024-01-12T00:34:47","date_gmt":"2024-01-12T00:34:47","guid":{"rendered":"https:\/\/applydiscoveritcard.com\/?p=181941"},"modified":"2024-01-12T00:34:51","modified_gmt":"2024-01-12T00:34:51","slug":"discover-it-credit-card-pre-approval","status":"publish","type":"post","link":"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/","title":{"rendered":"Discover It Credit Card Pre-Approval How To Get It 2024"},"content":{"rendered":"\n<p><strong>Discover It Credit Card Pre-Approval<\/strong>: Credit cards have become an integral part of modern financial management. One brand that consistently offers consumer-friendly credit options is Discover. Among their product line, the &#8220;Discover it&#8221; series stands out for its features and rewards. If you&#8217;re interested in getting a Discover it credit card, the pre-approval process can be a crucial first step. This article aims to guide you through the Discover it credit card pre-approval process, its variations, and its benefits.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"809\" height=\"420\" src=\"https:\/\/applydiscoveritcard.com\/wp-content\/uploads\/2023\/09\/Discover-It-Credit-Card-Pre-Approval-2023.jpg\" alt=\"Discover It Credit Card Pre-Approval 2023\" class=\"wp-image-181942\" srcset=\"https:\/\/applydiscoveritcard.com\/wp-content\/uploads\/2023\/09\/Discover-It-Credit-Card-Pre-Approval-2023.jpg 809w, https:\/\/applydiscoveritcard.com\/wp-content\/uploads\/2023\/09\/Discover-It-Credit-Card-Pre-Approval-2023-768x399.jpg 768w\" sizes=\"(max-width: 809px) 100vw, 809px\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#About_Discover_It_Credit_Card_Pre-Approval\" title=\"About Discover It Credit Card Pre-Approval\">About Discover It Credit Card Pre-Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#What_is_Pre-Approval_and_Why_is_it_Important\" title=\"What is Pre-Approval and Why is it Important?\">What is Pre-Approval and Why is it Important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Types_of_Discover_It_Credit_Cards_for_Pre-Approval\" title=\"Types of Discover It Credit Cards for Pre-Approval\">Types of Discover It Credit Cards for Pre-Approval<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Discover_It_Cash_Back_Credit_Card_Pre-Approval\" title=\"Discover It Cash Back Credit Card Pre-Approval\">Discover It Cash Back Credit Card Pre-Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Discover_It_Secured_Credit_Card_Pre-Approval\" title=\"Discover It Secured Credit Card Pre-Approval\">Discover It Secured Credit Card Pre-Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Discover_It_Student_Credit_Card_Pre-Approval\" title=\"Discover It Student Credit Card Pre-Approval\">Discover It Student Credit Card Pre-Approval<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Benefits_of_Pre-Approval\" title=\"Benefits of Pre-Approval\">Benefits of Pre-Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#The_Pre-Approval_Process\" title=\"The Pre-Approval Process\">The Pre-Approval Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Alternative_Websites\" title=\"Alternative Websites\">Alternative Websites<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#How_accurate_is_Discover_it_credit_card_pre-approval\" title=\"How accurate is Discover it credit card pre-approval?\">How accurate is Discover it credit card pre-approval?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#What_credit_score_do_I_need_for_Discover_it_Cash_Back_credit_card_pre-approval\" title=\"What credit score do I need for Discover it Cash Back credit card pre-approval?\">What credit score do I need for Discover it Cash Back credit card pre-approval?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Is_it_possible_to_get_pre-approved_for_multiple_Discover_it_cards\" title=\"Is it possible to get pre-approved for multiple Discover it cards?\">Is it possible to get pre-approved for multiple Discover it cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Can_I_check_for_pre-approval_without_affecting_my_credit_score\" title=\"Can I check for pre-approval without affecting my credit score?\">Can I check for pre-approval without affecting my credit score?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#Final_Words\" title=\"Final Words\">Final Words<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"About_Discover_It_Credit_Card_Pre-Approval\"><\/span>About Discover It Credit Card Pre-Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Factor<\/th><th>Importance<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Credit Score<\/td><td>High<\/td><td>670+ is considered good<\/td><\/tr><tr><td>Financial Stability<\/td><td>Medium<\/td><td>Steady income is favorable<\/td><\/tr><tr><td>Current Debt<\/td><td>High<\/td><td>Low debt-to-income ratio is beneficial<\/td><\/tr><tr><td>Credit Utilization<\/td><td>Medium<\/td><td>Below 30% is recommended<\/td><\/tr><tr><td>Previous Relationship<\/td><td>Low<\/td><td>Not mandatory but can be helpful<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Pre-Approval_and_Why_is_it_Important\"><\/span>What is Pre-Approval and Why is it Important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pre-approval is a preliminary evaluation of your creditworthiness. Discover performs a soft inquiry to estimate your eligibility for a credit card without affecting your credit score. Knowing you&#8217;re pre-approved gives you a higher likelihood of approval when you formally apply. It can save you time and the possible disappointment and credit score impact of being denied after a hard inquiry.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Discover_It_Credit_Cards_for_Pre-Approval\"><\/span>Types of Discover It Credit Cards for Pre-Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Discover_It_Cash_Back_Credit_Card_Pre-Approval\"><\/span>Discover It Cash Back Credit Card Pre-Approval<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This card offers high cash back rewards on rotating categories. If you frequently spend on different types of purchases\u2014like groceries, gas, or dining\u2014this card can be a good fit. Pre-approval can be easily checked online, and it helps to have a good credit score (above 670) to qualify.<\/p>\n\n\n\n<p>Read Also: <strong><a href=\"https:\/\/applydiscoveritcard.com\/discover-to-transfer-balance\/\">How Long Does It Take For Discover to Transfer Balance<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Discover_It_Secured_Credit_Card_Pre-Approval\"><\/span>Discover It Secured Credit Card Pre-Approval<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For those looking to build or rebuild credit, this card is an excellent choice. You&#8217;ll need to provide a security deposit, which serves as your credit limit. The Discover it secured credit card pre-approval process can be more lenient with credit score requirements, making it accessible for people with no or poor credit history.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Discover_It_Student_Credit_Card_Pre-Approval\"><\/span>Discover It Student Credit Card Pre-Approval<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ideal for college students, this card offers rewards and a lenient pre-approval process. Students don&#8217;t necessarily need to have an extensive credit history, making it easier to obtain approval.<\/p>\n\n\n\n<p>Read Also: <strong><a href=\"https:\/\/applydiscoveritcard.com\/discover-it-student-cash-back\/\">Discover It Student Cash Back<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Pre-Approval\"><\/span>Benefits of Pre-Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li><strong>Quick and Convenient<\/strong>: Checking for pre-approval usually takes less than 5 minutes.<\/li>\n\n\n\n<li><strong>No Impact on Credit Score<\/strong>: As it is a soft inquiry, your credit score remains unaffected.<\/li>\n\n\n\n<li><strong>Saves Time<\/strong>: Knowing your pre-approval status helps you choose the most appropriate card for your needs.<\/li>\n\n\n\n<li><strong>Planning<\/strong>: It can help you plan your financial commitments and understand how much credit you might be offered.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Pre-Approval_Process\"><\/span>The Pre-Approval Process<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li><strong>Online Application<\/strong>: Fill out a pre-approval form on <a href=\"https:\/\/www.discover.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Discover&#8217;s website<\/a>.<\/li>\n\n\n\n<li><strong>Review Offers<\/strong>: Discover will show you the cards for which you are likely to be approved.<\/li>\n\n\n\n<li><strong>Formal Application<\/strong>: Once you choose a card, you&#8217;ll need to go through the formal application process, which will involve a hard credit inquiry.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"How to Apply for a Discover Credit Card (A Step-by-Step Guide)\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/Tr98cTWmC7k?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Alternative_Websites\"><\/span>Alternative Websites<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/milestoneapplycard.com\/\" target=\"_blank\" rel=\"noopener\">Milestone Apply card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mercurycreditapplication.com\/\" target=\"_blank\" rel=\"noopener\">Mercury Credit Card Application<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mercuryapplicationonline.com\/\" target=\"_blank\" rel=\"noopener\">Mercury Application Online<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/creditonebankapprovalcode.com\/\" target=\"_blank\" rel=\"noopener\">Creditone Bank Approval Code<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/applydiscoveritcard.com\/\">Apply Discover it Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/codingdeekshi.com\/\" target=\"_blank\" rel=\"noopener\">Coding Deekshi<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/moviesdatamil.com\/\" target=\"_blank\" rel=\"noopener\">Best Buy Credit Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/gomercuryapproved.com\/\" target=\"_blank\" rel=\"noopener\">Gomercury<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1693915362719\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_accurate_is_Discover_it_credit_card_pre-approval\"><\/span>How accurate is Discover it credit card pre-approval?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>While pre-approval is a good indication, it&#8217;s not a guarantee of approval. Your final application will still be subject to a hard inquiry and additional verifications.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1693915367099\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_credit_score_do_I_need_for_Discover_it_Cash_Back_credit_card_pre-approval\"><\/span>What credit score do I need for Discover it Cash Back credit card pre-approval?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A good credit score of 670 or above increases your chances of pre-approval.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1693915375850\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Is_it_possible_to_get_pre-approved_for_multiple_Discover_it_cards\"><\/span>Is it possible to get pre-approved for multiple Discover it cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, but it&#8217;s advised to choose the card that best suits your spending habits and financial situation.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1693915382164\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Can_I_check_for_pre-approval_without_affecting_my_credit_score\"><\/span>Can I check for pre-approval without affecting my credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Absolutely, the pre-approval process involves only a soft inquiry, which does not affect your credit score.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Words\"><\/span>Final Words<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Getting pre-approved for a Discover it credit card can make your life easier by giving you a clearer picture of your options. Whether you&#8217;re eyeing the Discover it Cash Back, the Secured, or the Student card, pre-approval can offer invaluable insights into your financial readiness and suitability for these products. Make sure to take advantage of this feature to find the card that best fits your needs and lifestyle.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover It Credit Card Pre-Approval: Credit cards have become an integral part of modern financial management. One brand that consistently &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Discover It Credit Card Pre-Approval How To Get It 2024\" class=\"read-more button\" href=\"https:\/\/applydiscoveritcard.com\/discover-it-credit-card-pre-approval\/#more-181941\" aria-label=\"Read more about Discover It Credit Card Pre-Approval How To Get It 2024\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":181942,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[29,32,28,33,34,31,30],"_links":{"self":[{"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/posts\/181941"}],"collection":[{"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/comments?post=181941"}],"version-history":[{"count":5,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/posts\/181941\/revisions"}],"predecessor-version":[{"id":182149,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/posts\/181941\/revisions\/182149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/media\/181942"}],"wp:attachment":[{"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/media?parent=181941"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/categories?post=181941"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/applydiscoveritcard.com\/wp-json\/wp\/v2\/tags?post=181941"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}