Discover it Rewards Guide on Earning, Redeeming, and Maximizing Your Points (2024)

Discover it Rewards: In the world of credit card rewards, Discover It Card stands out with its attractive rewards program. Understanding how to effectively earn and redeem points can significantly improve your overall experience and financial benefits. In this article, we’ll delve into the ins and outs of Discover It Rewards, exploring key strategies, frequently asked questions, and tips for using your points.

Discover it Rewards

How to Earn Discover it Rewards Points

Card Usage

The primary way to accumulate Discover It Rewards points is through regular card use. Every purchase made with the Discover It Card earns you points, offering higher points accrual rates in bonus categories. These categories often include popular spending areas such as dining, gas stations, and online shopping.

Introductory Offers

Discover often offers attractive introductory offers to new cardholders. Bonus points can be added to these promotions for reaching certain spending thresholds within the first few months of card ownership. Taking advantage of these offers is a great way to kickstart your points balance.

Referral Bonuses

Discover encourages cardholders to refer friends and family. If someone you refer successfully applies for and gets a Discover it card, you’ll be awarded bonus points. This not only benefits you but also helps your network discover the benefits of the card.

Special Promotions

Consider Discover’s promotional events. Periodically, they may offer additional points for certain types of spending or partner with specific retailers to offer exclusive rewards. Staying aware of these promotions can increase your points earnings.

Shop with Discover Partners

Discover has a network of partner merchants. When you shop through these partners, you can earn extra points or enjoy exclusive discounts. Check the Discover website regularly for updated information on participating merchants.

Read Also: Unveiling the All-New Discover it Card Designs 

Discover it Rewards – Table of Points Value

CategoryPoints per Dollar Spent
Regular Purchases1
Bonus CategoriesUp to 5
Introductory OffersVaries
Referral BonusesVaries
Special PromotionsVaries
Discover PartnersVaries

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How to Redeem Discover it Rewards Points

Cash Back Options

One of the most straightforward ways to redeem Discover It Rewards points is cash back. You can use your points as a statement credit, deposit them into your bank account, or use them to make direct purchases through eligible merchants.

Gift Cards

Discover offers a variety of gift cards from popular retailers. You can redeem your points for these gift cards to treat yourself or others to items of your choice.

Charitable Donations

For those who want to give back, Discover offers the option to donate your rewards points to various charities. It’s a meaningful way to use your points for positive impact.

Shopping at

Discover has partnered with Amazon, allowing you to use your points to make purchases on the e-commerce giant’s platform. This option expands your options for earning points, especially if you’re a frequent Amazon shopper.

Pay with PayPal

Discover It cardholders can link their accounts to PayPal and use their points to make purchases at millions of online stores that accept PayPal. This flexibility adds convenience to the recovery process.

Frequently Asked Questions (FAQs)

How do I check my Discover It Rewards point balance?

You can easily check your points balance by logging into your Discover account online or using the Discover mobile app. Your current points will be displayed on the dashboard.

Do Discover it rewards points expire?

No, Discover It Rewards points do not expire as long as your account is open and in good standing. You can accumulate points and redeem them at your convenience.

Can I transfer my Discover it rewards points to another account?

Unfortunately, Discover does not allow rewards points to be transferred to another account. Points are linked to a specific cardholder’s account.

Are there any blackout dates or restrictions on redeeming points for travel?

Discover offers flexibility with its travel recovery options. There are no blackout dates, and you can use your points to seamlessly book flights, hotels and other travel expenses.

What happens to my points if I close my Discover it card?

If you decide to close your Discover it card, you will lose any unredeemed points associated with that card. It’s a good idea to redeem your points or transfer them to another eligible Discover card before closing the account.

Final words

Discover It Rewards offers cardholders a versatile and rewarding experience. By strategically earning and redeeming points, you can maximize the value of your Discover it card. Whether you prefer cash back, gift cards, or charitable contributions, Discover offers a variety of options to suit your preferences. Learn about promotions, use bonus categories and explore countless redemption choices to make the most of your Discover it rewards journey.

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