How to Apply for a Discover It Credit Card through Apply Discover

Discover It Credit Card: Applying for a credit card can be a significant step towards achieving financial independence and building a strong credit history. Discover is one of the leading financial institutions that offers a wide variety of credit cards tailored to suit different consumer needs.

Their Discover It series cards are popular for their rewards programs and flexible terms. This article will walk you through how to apply for a Discover It credit card via, what to expect during the application process, and the benefits of becoming a Discover It cardholder.

How to Apply for a Discover It Credit Card through Apply Discover

About Discover It Credit Card | Apply Discover

Application PortalApply
Eligibility18+ years, U.S. resident, Good Credit
Required DocumentsSocial Security Number, Income details
Approval TimeInstant to 7-10 business days
ActivationOnline or over the phone

How to Apply Discover Step-by-Step Guide:

  1. Visit the website: Go to This is the official application portal for Discover It Credit Cards.
  2. Choose your card: Choose the type of Discover It card that best suits your needs. Options include cash back, travel rewards and student cards.
  3. Fill in details: The application form will ask for personal information such as your name, address, social security number and income details.
  4. Review and Submit: Before submitting, ensure that all details are correct. Any mistakes can delay the approval process.

Eligibility Criteria and Documentation

To apply for a Discover It card, you must meet certain eligibility criteria:

  • Must be at least 18 years old
  • A US resident
  • Have a social security number
  • Have a good credit score

You’ll also need to provide documentation that may include:

  • Proof of income
  • Employment details
  • Address proof

Approval and Activation Process Discover

Once your application is submitted, you may receive immediate approval or it may take 7-10 business days. After approval, you will receive your Discover It card by email with activation instructions. You can activate your card online or by calling Discover’s customer service.

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How to Check Discover Credit Card Application Status

Applying for a Discover credit card is a simple process, but once you’ve submitted your application, you’ll have to wait to hear back.

Checking Discover Credit Card Application Status Online

Visit the website for Discover: Go to the Discover website by opening your web browser.

Sign in to your account: If you already have a Discover account, enter your login information. If you don’t already have an account, you’ll need to create one.

Once you’re logged in, go to the “Application Status” page. This page is usually in the account management or customer service area.

Fill in the application details: Give the required details like your zip code and social security number in your application.

Submit and Review: Once the required data is entered, submit the form. Your application status should be displayed on the screen.

Checking Discover Credit Card Application Status by Phone

Find Customer Care Number: You can find the customer care number on the official website or on the back of your Discover card.

Contact Customer Service: Press the number, then follow the automated instructions or chat with an agent.

Provide application details: Be prepared to provide details needed to prove your identity, such as your Social Security number.

Ask about application status: After you’ve made a connection, find out how your credit card application is going.

Benefits of Discover It Cards

Discover It cards offer several benefits that make them a popular choice among consumers:

  • Cash Back Rewards: Get cash back on all purchases, sometimes at higher rates for certain categories.
  • Zero annual fee: Most Discover It cards come with no annual fee.
  • FICO Score Monitor: Get free access to your FICO score.
  • US-Based Customer Service: Experience 24/7 customer service in the US.

How to use your Discover It card wisely

While the Discover It card comes with many benefits, it is important to use it responsibly to maintain a healthy credit score. Always pay your bills on time, try to keep your credit utilization low, and regularly review your FICO credit scorecard to track your progress.


Can I apply for a Discover It card with bad credit?

Generally, Discover It cards require a good to excellent credit score. However, Discover also offers secured cards designed to help you build or rebuild credit.

How long does it take for the card to arrive?

Typically, your card will arrive within 7-10 business days after approval.

Can I have more than one Discover It card?

Yes, you can have more than one Discover card, but approval depends on your creditworthiness and other factors.

Are there penalties for late payments?

Yes, late payments can incur fees and affect your credit score. However, Discover does not charge APR penalties.

Final Words

Applying for a Discover It card is a straightforward process that can be initiated through Apply With a range of benefits like cash back, zero annual fee and FICO score access, the Discover It card can be a valuable financial tool.

Always remember to carefully review the terms and conditions, fulfill the eligibility criteria and prepare the necessary documents for a smooth application process.